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Secure More Acreage with Flexible Farm Land Loans

Whether you're purchasing your first farm, expanding your operation, or refinancing existing ag real estate debt, our farm land loans are structured to help you secure land and protect it for future generations. With competitive fixed rates, flexible terms, and instant online decisions, we make it faster and easier to move forward with confidence.

Apply in Minutes. Get Prequalified Instantly.

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Apply Online, Anywhere—Anytime

10 Minute Applications:
No Paperwork, No Headaches

Our platform makes applying and receiving instant decisions simple—all online. No paperwork, no waiting, no friction.

Just a streamlined experience with real-time prequalifications that gets you back to what matters most.

Apply in Minutes. Get Prequalified Instantly.

Why Choose National Ag

Trusted by Farmers and Ranchers Across America

Money cycle

Fixed-Rate & Flexible Terms

Long-term farm mortgage solutions built around your farm’s needs.

Predictable payment schedules

Predictable Payment Schedules

Stabilize your monthly obligations with no more surprises.

Financing future farms

Loans Built for Growth

Whether it’s your first 40 acres or you’re expanding to 4,000, our farm credit land loans have you covered.

Apply in Minutes. Get Prequalified Instantly.

What You Can Finance

We support Ag operations across America with agricultural loans for all crop and livestock types

From multi-generational farmland to first-time operators, our farm land loans are designed to support American farmers and ranchers at every stage of their operations.

Smiling farmer after closing land purchase deal

Land Purchase

Acquire 5+ acres of income-producing property with financing up to 70% LTV for loans up to $5M.

Farmer reviewing refinance options online for farm property

Refinance

Lower your rate, lock in a fixed term up to 30 years, free up cash flow, or access capital with a cash-out option up to 25% of your loan balance.

Farmer and advisor discussing farm debt consolidation strategy in farm

Debt Consolidation

Pay down qualifying ag-related debt and strengthen your long-term financial position.

Farmer calculating estimated monthly payment for total loan

Farm Loan Calculator

Estimate Your Monthly Farm Loan Payment Instantly

Planning to purchase or refinance farmland? Our farm mortgage calculator makes it easy to see what your monthly payments look like, based on loan amount, payment schedule, farm mortgage rates, and term.

Whether you're buying new acreage or refinancing, this tool helps you budget confidently and compare scenarios before making a decision.

Run the numbers and make your next move with clarity.

Need Clarity Before You Apply?

Answers to Your Farm Loan Questions

We finance a wide range of rural and agricultural properties — including farmland, ranches, recreational tracts, timberland, and agribusiness facilities. Mixed-use and income-producing rural properties are also eligible in many cases. Our online application recognizes all property types and matches you with the most suitable financing options. Find your loan match

Lending That’s Rooted in Ag

We Take Pride in Helping Farmers and Ranchers Secure the Funding they Need

simple loan process for farm real estate borrowers

Simple Process

Apply online and receive an instant prequalification decision. No paperwork delays.

smart and flexible terms for agricultural loans

Smart Terms

Fixed rates and amortizations designed for American farmers; real farm mortgages, not residential loans.

farm loans customized for individual farmers and ranchers

Built for You

Work with a dedicated team of ag lending experts who understand your needs.

Areas We Serve

We work with Farms in Every Corner of the U.S.

Our farm loans are available nationwide, from diverse California operations to Carolina row crops. States we serve:

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Call National Ag today

Call Us Today

Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.

800-747-3276
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Need to get in touch? Fill out our contact form and we will get back to you same day.

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PRACTICAL INSIGHTS FOR RURAL AMERICANS

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Contact

Address:

5500 Greenwood Plaza Blvd., Suite 130

Greenwood Village, CO

Phone: (800) 747-3276

Email: team@nationalag.com

Call Us Today

Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.

(800) 747-3276

Reach Us

Need to get in touch? Fill out our contact form and we’ll get back to you same day.

Contact Form
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We work with farms in every corner of the U.S.

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National Ag Finance is a commercial-purpose lender. Information on this site—including calculator outputs, rate or payment examples, program summaries, blog content, and AI-chat responses—is for general information only and is not financial advice, a commitment to lend, a rate lock, or an offer of credit. Any rates, fees, APRs, or terms shown are illustrative, may change without notice, and are not guaranteed; all fees, rates, APRs, and terms remain subject to change until completion of underwriting and memorialization in final written loan documents. By using this site you agree to the Terms and Conditions. We collect and use information to respond to inquiries, evaluate eligibility, and process applications; we do not sell or rent personal information. We share data only with service providers and partners as needed to deliver our services, under confidentiality obligations and reasonable safeguards. For details, see our Privacy Policy. Product features, partner programs, licensing, and availability may vary by jurisdiction and are subject to applicable law and change without notice. References to third parties are for convenience and do not imply endorsement. Please see our Electronic Communications Disclosures. National Ag Finance is an Equal Housing Opportunity lender and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (if able to contract, because income is from public assistance, or because rights under the Consumer Credit Protection Act have been exercised).

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