National Ag Finance is a commercial-purpose lender. Information on this site—including calculator outputs, rate or payment examples, program summaries, blog content, and AI-chat responses—is for general information only and is not financial advice, a commitment to lend, a rate lock, or an offer of credit. Any rates, fees, APRs, or terms shown are illustrative, may change without notice, and are not guaranteed; all fees, rates, APRs, and terms remain subject to change until completion of underwriting and memorialization in final written loan documents. By using this site you agree to the Terms and Conditions. We collect and use information to respond to inquiries, evaluate eligibility, and process applications; we do not sell or rent personal information. We share data only with service providers and partners as needed to deliver our services, under confidentiality obligations and reasonable safeguards. For details, see our Privacy Policy. Product features, partner programs, licensing, and availability may vary by jurisdiction and are subject to applicable law and change without notice. References to third parties are for convenience and do not imply endorsement. Please see our Electronic Communications Disclosures. National Ag Finance is an Equal Housing Opportunity lender and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (if able to contract, because income is from public assistance, or because rights under the Consumer Credit Protection Act have been exercised).
Tired of getting turned down—or worse, left waiting for answers?
National Ag Finance is a customer-centric farm loan company made by agricultural lending experts. Our financial solutions are made to meet all your farming needs. Our aim is to create strong customer relationships across rural America.
A FARM-LOAN COMPANY WITH A MISSION
Empowering American Farmers and Ranchers for Generations
Our mission at National Ag Finance is clear: empower farmers and ranchers by delivering innovative, efficient, and personalized financial solutions that protect the future of American farm financing.
We are here to preserve family legacies, promote sustainable farm loans, and strengthen rural communities.
By providing you with modern agri finance services, backed by the latest technology and a deep respect for tradition, we help farmers grow while protecting the agricultural heritage of the future.
Financing your Future.
Protecting Your Legacy.
At National Ag Finance, we’re driven by the hardworking farmers who rise early, care for the land, and power our country. Whether you’re continuing a family legacy or starting your own, your determination inspires everything we do.
Farming today is not easy. With rising costs and market shifts, traditional lenders are not able to understand agriculture. All you need is a financial partner who works as hard as you do.
Founded by an entrepreneur with agricultural roots dating back to 1855 in Ogle County, Illinois, National Ag Finance was built to serve America’s farmers. We keep the process simple, decisions fast, and the focus where it belongs—on you.
TESTIMONIALS
Hear from Farmers Who Trust Us
“National Ag Finance made securing a loan easy and stress-free. Their team understood my farm’s unique needs and provided a solution that helped us expand without the usual red tape. I finally have a financial partner who truly cares about agriculture.”
John Reynolds
Fourth-Generation Farmer, Iowa
“When drought conditions hit hard, they stepped up fast with a personalized plan that kept our operation running smoothly. Their efficiency and understanding of the industry make all the difference.”
Sarah Mitchell
Ranch Owner, Texas
“Starting a farm from scratch felt overwhelming until we found National Ag Finance. Thanks to them, our dream is now a thriving reality.”
Mark & Lisa Thompson
First-Generation Farmers, Nebraska
HOW WE THINK
Expanding Access to Innovative Financial Products Across Rural America
Growing with Integrity
We believe trust is the foundation of any successful relationship. Just as you have faith in the land, you can have faith in us no matter what.
As farm loan experts, we strive to make every client feel secure in their financial journey with us.
Preserving the Land for Future Generations
Land is the most valuable asset. We support sustainable farm loans and practices such as soil conservation, efficient irrigation, renewable energy, and sustainable crop rotations to keep up the long-term health of farmland.
Our financing supports initiatives like soil conservation, water-efficient irrigation systems, renewable energy installations like solar panels, sustainable crop rotation practices, and more.
Keeping American Farms in American hands
We believe that our nation’s security is tied to our agriculture’s strength. Family farms are the backbone of U.S. agriculture. Our agri finance services help preserve these farms, empower younger generations to continue family traditions, and sustain the prosperity of rural communities. We design tailored financial products to empower younger generations of farmers to confidently step into their roles, continuing the family tradition. We understand that preserving family farms is not merely about maintaining the land but also about sustaining a way of life in our nation.
No Farmer Left Behind
We believe every farmer, no matter where they are, deserves the opportunity to grow, thrive, and secure their legacy. In a nation where over 12 million Americans live in banking deserts—areas without easy access to traditional banks—we see an urgent need for change. At National Ag Finance, we bridge this gap by providing accessible, personalized financial solutions—anytime, anywhere—ensuring no farmer is left behind simply because of where they call home. We are committed to making financial services reach every corner of rural America, empowering those who feed our nation to continue their work for generations to come.
CONNECT WITH US
Let’s Grow Together
We’re here to make sure you have the financial tools to keep your legacy growing.
Ready to partner with a modern farm-credit lender who understands agriculture?
Areas We Serve
We work with Farms in Every Corner of the U.S.
Our farm loans are available nationwide, from diverse California operations to Carolina row crops. States we serve:
Call Us Today
Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.
Contact Us
Need to get in touch? Fill out our contact form and we will get back to you same day.