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Power Your Season with Farm Input Loans

Your seed, fertilizer, fuel, feed — input costs add up fast. Our farm input loans give you fast access to working capital for farms, providing a short-term farm loan that keeps cash flowing so you can stock up early, buy in bulk, and grow confidently.

Apply in Minutes. Get Prequalified Instantly.

Digital dashboard for farm loans displayed on laptop and mobile

Apply Online, Anywhere—Anytime

10 Minute Applications:
No Paperwork, No Headaches

Our online process makes applying and getting instant decisions simple—fully online. No paperwork. No long waits. Just a fast, streamlined experience with real-time loan prequalifications that keep you focused on what matters most: your land, your work, and your farm’s future.

Apply in Minutes. Get Prequalified Instantly.

Why Choose National Ag Finance

Seasonal Farm Loans Built For Farmers and Backed By Experience

Document representing input-focused lending for farmers

Input-Focused Lending

Designed to cover seed, fertilizer, fuel, and other essentials when you need them.

Quick pre-qualification for farm input loans

Fast Online Prequalification

Apply online and get decisions in minutes — no paperwork, no delays.

Seasonal loan terms for agriculture

Seasonal
Terms

Up to 18-month terms with repayment due March 1 — aligned with your crop cycle.

Seasonal flexibility for ag input loans

Built for Seasonal Use

Use it for the year, then reapply as needed — no long-term commitment or carryover debt.

Apply in Minutes. Get Prequalified Instantly.

What You Can Finance

Use your Input Loan for the Essentials

This loan is tailored to support the seasonal costs that drive production forward.

Farmer holding wheat in hand which is financed through farm input loan

Seed Financing

Secure inventory early — even before prices rise.

Tractor spraying fertilizers over crops enabled by ag loan

Fertilizer Loan

Lock in your supplies with confidence, backed by reliable capital.

Irrigation sprayer watering farm fields supported by input financing

Fuel, Irrigation, & Field Prep

From diesel to pivots — keep everything running smoothly through the season.

Happy farmer feeding animals in cattle after farm input loan support

Feed Financing

Support livestock needs during key growth periods

Real Stories, Real Impact

See how our input loans keeps farms moving forward

Female farmer checking crop quality in field aided by farm input loan

“Input prices jumped, but I had capital in place. I bought early and saved thousands.”

feedback

Carla

Corn Producer, Iowa

picking cotton from crop

“We used our farm input loan to cover irrigation and fuel during a dry year — it kept us moving.”

feedback

Mason

Cotton Grower, Texas

old farmer checking the crop health after sustainable farming with loan support

“I was done waiting for bank reviews. I applied using their online loan and had an instant approval with capital wired shortly after.”

feedback

Devin

Small Grain Farmer, North Dakota

Need Clarity Before You Apply?

Answers to Your Input Loan Questions

Yes! From barns to irrigation systems to processing facilities - we finance it all. Start your online application and our system will match you with the right construction or improvement loan options for your project.

Lending That’s Rooted in Ag

Why Farmers Trust National Ag Finance

Digital loan application and connectivity for farmers

Digital Simplicity

Apply, submit, and manage your loan all online.

Timely and flexible repayment options for farm loans

Flexible Repayment

Designed to match seasonal cash flow, not monthly cycles.

Agriculture-only focus and expertise in farm lending

Ag Only Focus

Committed to American farmers and the future of agriculture.

Areas We Serve

We work with Farms in Every Corner of the U.S.

Our farm loans are available nationwide, from diverse California operations to Carolina row crops. States we serve:

Map of the United States highlighting coverage of agricultural loans across multiple states
Call National Ag today

Call Us Today

Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.

800-747-3276
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Wide open farmland secured by farm loan support

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Contact

Address:

5500 Greenwood Plaza Blvd., Suite 130

Greenwood Village, CO

Phone: (800) 747-3276

Email: team@nationalag.com

Call Us Today

Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.

(800) 747-3276

Reach Us

Need to get in touch? Fill out our contact form and we’ll get back to you same day.

Contact Form
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We work with farms in every corner of the U.S.

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National Ag Finance is a commercial-purpose lender. Information on this site—including calculator outputs, rate or payment examples, program summaries, blog content, and AI-chat responses—is for general information only and is not financial advice, a commitment to lend, a rate lock, or an offer of credit. Any rates, fees, APRs, or terms shown are illustrative, may change without notice, and are not guaranteed; all fees, rates, APRs, and terms remain subject to change until completion of underwriting and memorialization in final written loan documents. By using this site you agree to the Terms and Conditions. We collect and use information to respond to inquiries, evaluate eligibility, and process applications; we do not sell or rent personal information. We share data only with service providers and partners as needed to deliver our services, under confidentiality obligations and reasonable safeguards. For details, see our Privacy Policy. Product features, partner programs, licensing, and availability may vary by jurisdiction and are subject to applicable law and change without notice. References to third parties are for convenience and do not imply endorsement. Please see our Electronic Communications Disclosures. National Ag Finance is an Equal Housing Opportunity lender and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (if able to contract, because income is from public assistance, or because rights under the Consumer Credit Protection Act have been exercised).

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