National Ag Finance is a commercial-purpose lender. Information on this site—including calculator outputs, rate or payment examples, program summaries, blog content, and AI-chat responses—is for general information only and is not financial advice, a commitment to lend, a rate lock, or an offer of credit. Any rates, fees, APRs, or terms shown are illustrative, may change without notice, and are not guaranteed; all fees, rates, APRs, and terms remain subject to change until completion of underwriting and memorialization in final written loan documents. By using this site you agree to the Terms and Conditions. We collect and use information to respond to inquiries, evaluate eligibility, and process applications; we do not sell or rent personal information. We share data only with service providers and partners as needed to deliver our services, under confidentiality obligations and reasonable safeguards. For details, see our Privacy Policy. Product features, partner programs, licensing, and availability may vary by jurisdiction and are subject to applicable law and change without notice. References to third parties are for convenience and do not imply endorsement. Please see our Electronic Communications Disclosures. National Ag Finance is an Equal Housing Opportunity lender and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (if able to contract, because income is from public assistance, or because rights under the Consumer Credit Protection Act have been exercised).
FINANCING FARMERS TRUST
Farm Loans
Simple. Online. Instant.
Your work can’t wait—and neither should your financing. National Ag Finance delivers instant, on-screen prequalifications for many types of farm loans, helping America’s farmers and ranchers move forward without the typical runaround.
Apply in Minutes. Get Prequalified Instantly.
STREAMLINED PROCESS
Prequalification in 10 Minutes
Loans up to 30 years with fixed rates.
No paperwork, no chase. Apply once and see your prequalification in minutes. Whether for a land purchase, input costs, working capital, or a refinance, our fixed‑rate farm financing keeps your operation moving—free of runaround.
Farmland Purchase
Input Costs
Refinance
Equipment Needs
Farm Expansion
Working Capital
Apply in Minutes. Get Prequalified Instantly.
OUR OFFERINGS
Empowering American Agriculture for a Sustainable Future
We equip farmers and ranchers with flexible tools and resources—offering tailored loans for farms that help them adapt to a changing world while protecting the heritage of family‑owned farms.
Farm Real Estate Loans
Offering competitive interest rates, instant prequalifications, fixed terms up to 30 years, no prepayment penalties, loan conversion options, and flexible payment schedules.
Farm Input Loans
Instant prequalifications on short-term ag loans built to support everyday farm costs—from inputs to payroll. Simple, flexible, and fast.
Farm Operating Loans
Input farm financing made simple. Instant online prequalification, up to 18-month terms, and seasonal repayment built for how you farm.
OUR BENEFITS
Fast Farm Financing When Timing Matters Most
Your plans move fast, and so should your funding. National Ag Finance puts capital at your fingertips—prequalification in minutes, no paperwork—so you can act when the moment’s right and keep the farm on track.
Instant Prequalification
Our fully automated platform delivers loan prequalification instantly—right on the page—so you can apply with confidence from any device, anytime, anywhere.
10-Minute Process
Easily navigate the loan process from any device, choosing products, terms, and payment plans tailored to your farm’s needs.
Document‑Free Prequals
Apply in minutes with no financial paperwork required. Get instant prequalification on screen—simple, secure, and built for the way farmers operate.
Flexible Repayment
Manage cash flow effectively with customizable repayment schedules designed to align with the unique cycles of your operation.
Real-Time Updates
Get up-to-the-minute loan information — anytime, anywhere. Track your loan or line of credit from application to approval through repayment.
Dedicated Local Support
Local experts are here to guide you through every step, ensuring personalized support throughout your loan experience.
Get an initial decision in minutes
FARM LOAN CALCULATOR
Estimate Your Loan Payment Instantly with Our Calculator
Our calculator helps you estimate farm loan payments in just a few clicks. Run the numbers and see what fits your budget.
OUR MISSION
National Ag Finance is Securing the Future of American Agriculture for the Next Generation
You’re building a legacy; we’re here to safeguard it. National Ag Finance exists to keep farmland in the hands of the families who work it—delivering fast, farmer‑focused financing that strengthens operations today and secures American agriculture for tomorrow.
Keeping American Farms in American hands
Your farm is a vital thread in the fabric of our nation's food security. We are devoted to keeping family-owned farms thriving and out of the hands of foreign or outside corporate interests. By providing dependable, fast financial services like farm credit loans, we help you safeguard your legacy.
Strengthening Sustainability
We’re just as committed to the land as you are. We understand that keeping your farm productive and fertile is about creating a legacy for future generations. Looking to adopt new technologies or modernize your operation? We can help finance the tools and upgrades that keep your farm competitive and built to last.
Proudly Supporting Farms Across Generations
With many family farms transitioning to the next generation in the coming years, we offer financial solutions that ease the burden of generational transfer. Our lending options are designed to ensure a smooth transition, so future generations are set up for success, keeping family traditions alive while securing your farm’s future prosperity with flexible farm loans.
MEET YOUR DASHBOARD
Your Farm’s Finances—All in One Place
From loan status and payment dates to principal paydown and payoff tracking, your personalized dashboard gives you full visibility into your financing—anytime you need it. No guesswork, no digging through paperwork—just clear, real-time info that helps you stay ahead.
Get fast financing, track your payments, and stay in control of your financial future.
Apply in Minutes. Get Prequalified Instantly.
ADVISORY AND RESOURCES
Get Support Beyond Financing
While financing is at the core of what we do, our support doesn’t stop at closing. Through AgriScope, our monthly newsletter, you’ll get access to resources that strengthen every part of your operation—partnerships, educational tools, and exclusive programs to help you plan, grow, and adapt with confidence.
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BLOGS
AgriScope: Insights, Offers, and Tools for the Successful Farmer
AgriScope is our monthly newsletter built for farmers and ranchers who want to stay ahead. Get market insights, trend reports, helpful tools, and exclusive offers—delivered straight to your inbox so you can make smarter decisions and stay ready for what’s next.
Get AgriScope in Your Inbox
Sign up to receive ag finance insights, product updates, and offers tailored for rural America — delivered monthly.
Built for farmers. Delivered monthly.
OUR COMMITMENT
We are Committed to Honoring the Hard Work and Dedication of Farm Families across America
Together, we're building stronger rural communities and a more secure future for all.
Apply in Minutes. Get Prequalified Instantly.
Areas We Serve
We work with Farms in Every Corner of the U.S.
Our farm loans are available nationwide, from diverse California operations to Carolina row crops. States we serve:
Call Us Today
Have questions or need immediate assistance? Our team is here to help you with prompt and friendly support.
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Need to get in touch? Fill out our contact form and we will get back to you same day.